Blog

Why Your Medical Aid Costs More Every Year — and what we should have done

Fri, 04 Sep 2026 06:13:09 +0000

One of the benefits of being in the financial services industry for 43 years is that I can look back, as a participant, to the impact that legislation has had on our industry. Nowhere is that impact more visible — or more personal for so many South Africans — than in medical aid.

The Corporate Sanctury: The Real Reason Your Potholes Aren't Repaired

Fri, 04 Sep 2026 06:07:15 +0000

From Rosettenville to Ndlambe: How the professionalization of politics and the death of accountability turned public service into a corporate enterprise.

Fiddling While Rome Burns 2: Why Your R600 Savings Plan is Taxed Like a Millionaire’s

Fri, 04 Sep 2026 06:03:02 +0000

While the government was "punting" the then-new Tax-Free Savings Account (TFSA) with its modest monthly limits, it was penalising a massive, over-taxed industry that was doing the real heavy lifting for South African savers.

The R200 Rule: What Monopoly Teaches Us About Unemployment

Tue, 04 Aug 2026 13:04:05 +0000

What is a Basic income grant? A Universal Basic Income Grant (BIG) is a fixed sum paid monthly by a government to every citizen and legal permanent residents over the age of 18. It is unconditional, the means test is done away with, no unemployment requirement, A billionaire and the unemployed school-leaver both receive the same monthly payment.

Why Your Medical Aid Costs More Every Year - and what we should have done

Tue, 04 Aug 2026 11:27:06 +0000

No Content.

The role of Education and Experience in our unemployment crisis

Wed, 03 Jun 2026 10:22:46 +0000

An article on how poor education outcomes and lack of work experience drive South Africa’s unemployment crisis.

Capitalism and Competition: The Engine of Economic Progress

Wed, 03 Jun 2026 10:18:52 +0000

Competition makes capitalism work. It pushes businesses to improve and cut prices. Rules and the press help prevent abuse.

Investing vs. Speculation in the World’s Stock Markets

Wed, 03 Jun 2026 10:15:41 +0000

The article contrasts investing and speculation. Investing builds wealth slowly; speculation seeks quick gains. It recommends investing for long-term goals.

Tax Statistics and What they mean to us

Wed, 03 Jun 2026 10:12:02 +0000

South Africa’s tax revenue grew strongly this year, helped by better SARS collection and compliance. Most revenue still comes from personal income tax, VAT, and company tax. The article warns that too much of the tax burden falls on a small group of people and businesses.

Understanding Investment Biases

Wed, 03 Jun 2026 10:07:16 +0000

Understanding Investment Biases: How Psychology Shapes Financial Decisions

Purchasing Power Parity

Wed, 01 Oct 2025 16:08:57 +0000

How everyday prices show what money Is really worth

Why Relying on the house you live in to fund retirement is a bad idea

Wed, 01 Oct 2025 16:02:08 +0000

Many people mentally add the house they live in as an asset to fund their retirement. This 500 word blog analyses this idea.

Stretching your pension

Wed, 01 Oct 2025 15:39:30 +0000

No Content.

The Upside-Down Income Statement (a planning Tool for small business)

Fri, 30 May 2025 09:04:16 +0000

The benefits of turning an income statement or budget on its head for planning purposes

Marriage the financial implications of a dying Tradition

Fri, 02 May 2025 10:30:15 +0000

The financial consequences of no formal marital contract

The money balloon called inflation

Tue, 25 Mar 2025 09:14:50 +0000

500 Word explainer about inflation

Twin Pots & RA's - From a Good to a Great Investment

Sun, 29 Sep 2024 07:55:00 +0000

Opportunity for independent traders and professionals

Retirement All the Rage

Sat, 13 Feb 2021 11:16:23 +0000

Retirement advice

Fear and Greed – The emotional threat to sound investing

Thu, 06 Sep 2018 12:42:00 +0000

At the very root of behavioural finance are the twinned emotions of fear and its flipside bedfellow, greed.

Ten to dos in financial planning

Wed, 05 Aug 2015 12:00:00 +0000

By law, your registered adviser has to provide you with the most appropriate advice. This is your advice insurance policy.